body.hky-pension-page>.wp-site-blocks>header.wp-block-template-part,body.hky-pension-page>.wp-site-blocks>footer.wp-block-template-part,body.hky-pension-page .wp-block-post-title{display:none!important}body.hky-pension-page main.wp-block-group,body.hky-pension-page .wp-block-post-content,body.hky-pension-page .wp-block-post-content>*,body.hky-pension-page .wp-block-group.alignfull{max-width:none!important;width:100%!important;margin-left:0!important;margin-right:0!important;padding-left:0!important;padding-right:0!important}body.hky-pension-page .wp-site-blocks{padding:0!important;overflow-x:hidden}
/* ============ 설정 가능한 색상 (썸네일 규격과 동일 계열) ============ */
:root{
  --navy:#0a122a; --navy-2:#141f42; --navy-3:#1f2d5c;
  --yellow:#ffcc00; --yellow-2:#ffdb4d; --red:#dc3232;
  --ink:#151a2d; --ink-2:#3d4460; --muted:#7a819a; --line:#e3e6ef;
  --bg:#f5f6fa; --card:#ffffff; --ok:#1f9d61; --warn:#e08a00;
  --radius:18px; --shadow:0 10px 30px rgba(10,18,42,.08);
  --font:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;letter-spacing:-0.01em;font-size:17px}
img{max-width:100%}
button{font-family:inherit;cursor:pointer}
input,select{font-family:inherit;font-size:inherit}
a{color:inherit}
[hidden]{display:none!important}
.wrap{max-width:720px;margin:0 auto;padding:0 20px}
.view{display:none;animation:fade .35s ease}
.view.active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

/* ============ 상단 바 ============ */
.topbar{position:sticky;top:0;z-index:20;background:var(--navy);color:#fff}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;height:56px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:-0.02em}
.brand .dot{width:12px;height:12px;border-radius:50%;background:var(--yellow)}
.brand small{font-weight:500;opacity:.7;font-size:13px;margin-left:4px}
.topbar .tag{font-size:13px;opacity:.85}

/* ============ 히어로 ============ */
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 70%,var(--bg) 70.01%);color:#fff;padding:44px 0 0}
.hero .kicker{display:inline-block;background:var(--yellow);color:var(--navy);font-weight:800;font-size:14px;padding:6px 12px;border-radius:999px;letter-spacing:-0.01em}
.hero h1{font-size:clamp(30px,7vw,44px);line-height:1.2;font-weight:900;margin:18px 0 14px;letter-spacing:-0.03em}
.hero h1 em{color:var(--yellow);font-style:normal}
.hero p.lead{font-size:18px;opacity:.9;max-width:560px}
.hero-card{margin-top:28px;background:var(--card);color:var(--ink);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px 22px}
.hero-card .row{display:flex;gap:14px;align-items:flex-start;margin-bottom:14px}
.hero-card .row:last-of-type{margin-bottom:0}
.num{flex:none;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--yellow);font-weight:900;display:flex;align-items:center;justify-content:center;font-size:15px}
.hero-card b{display:block;font-size:17px}
.hero-card span{color:var(--ink-2);font-size:15px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:14px;padding:16px 22px;font-size:18px;font-weight:800;letter-spacing:-0.01em;transition:transform .08s,box-shadow .2s;width:100%}
.btn:active{transform:scale(.985)}
.btn-primary{background:var(--yellow);color:var(--navy);box-shadow:0 8px 22px rgba(255,204,0,.35)}
.btn-primary:hover{background:var(--yellow-2)}
.btn-dark{background:var(--navy);color:#fff}
.btn-ghost{background:transparent;color:var(--ink-2);border:1.5px solid var(--line)}
.btn-sm{padding:12px 16px;font-size:16px;width:auto}
.btn[disabled]{opacity:.5;cursor:not-allowed;box-shadow:none}
.fineprint{font-size:13px;color:var(--muted);margin-top:12px;text-align:center}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:22px 0 0}
.trust div{background:var(--card);border-radius:14px;padding:14px 10px;text-align:center;box-shadow:var(--shadow)}
.trust b{display:block;font-size:22px;color:var(--navy);letter-spacing:-0.02em}
.trust span{font-size:13px;color:var(--muted)}
.section{padding:36px 0}
.section h2{font-size:24px;font-weight:900;letter-spacing:-0.03em;margin-bottom:8px}
.section p.sub{color:var(--ink-2);margin-bottom:18px}
.compare{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.compare table{width:100%;border-collapse:collapse;font-size:15px}
.compare th,.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare th{background:var(--navy);color:#fff;font-weight:700}
.compare td:first-child{font-weight:700;color:var(--ink)}
.compare tr:last-child td{border-bottom:0}
.compare .yes{color:var(--ok);font-weight:800}.compare .no{color:var(--red);font-weight:700}
.faq details{background:var(--card);border-radius:14px;padding:16px 18px;margin-bottom:10px;box-shadow:var(--shadow)}
.faq summary{font-weight:800;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::after{content:"+";font-size:22px;color:var(--muted)}
.faq details[open] summary::after{content:"–"}
.faq p{margin-top:10px;color:var(--ink-2);font-size:15px}
footer{padding:30px 0 50px;color:var(--muted);font-size:13px;text-align:center;line-height:1.7}

/* ============ 진단 단계 ============ */
.progress{display:flex;align-items:center;gap:8px;margin:22px 0 6px}
.progress .bar{flex:1;height:8px;border-radius:999px;background:#dfe3ee;overflow:hidden}
.progress .bar i{display:block;height:100%;background:var(--yellow);border-radius:999px;transition:width .3s}
.progress span{font-size:14px;font-weight:700;color:var(--ink-2);white-space:nowrap}
.step-title{font-size:26px;font-weight:900;letter-spacing:-0.03em;margin:10px 0 4px;line-height:1.25}
.step-sub{color:var(--ink-2);margin-bottom:18px;font-size:16px}
.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px 20px;margin-bottom:14px}
.field{margin-bottom:20px}
.field:last-child{margin-bottom:0}
.field label.lbl{display:flex;justify-content:space-between;align-items:baseline;font-weight:800;font-size:16px;margin-bottom:8px}
.field label.lbl .opt{font-weight:500;font-size:13px;color:var(--muted)}
.help{font-size:14px;color:var(--muted);margin-top:8px;line-height:1.55}
.help b{color:var(--ink-2)}
.inp{position:relative;display:flex;align-items:center}
.inp input[type=number],.inp input[type=text],.inp input[type=tel],.inp input[type=email],.inp select{
  width:100%;height:56px;border:1.5px solid var(--line);border-radius:14px;padding:0 64px 0 16px;font-size:20px;font-weight:700;color:var(--ink);background:#fff;outline:none;appearance:none;-webkit-appearance:none}
.inp input:focus,.inp select:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(10,18,42,.08)}
.inp input[type=tel],.inp input[type=email],.inp input[type=text]{padding-right:16px;font-size:18px}
.inp .unit{position:absolute;right:16px;color:var(--muted);font-weight:700;font-size:16px;pointer-events:none}
.inp select{padding-right:44px;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='10'><path d='M1 1l7 7 7-7' stroke='%237a819a' stroke-width='2' fill='none'/></svg>");background-repeat:no-repeat;background-position:right 16px center}
.inp.sel .unit{display:none}
input[type=range]{width:100%;margin-top:12px;accent-color:var(--navy);height:32px}
.pills{display:flex;flex-wrap:wrap;gap:8px}
.pill{border:1.5px solid var(--line);background:#fff;border-radius:12px;padding:12px 14px;font-weight:700;font-size:15px;color:var(--ink-2);flex:1 1 auto;min-width:calc(50% - 4px);text-align:center;transition:all .12s}
.pill.on{border-color:var(--navy);background:var(--navy);color:#fff}
.pill.w3{min-width:calc(33.33% - 6px)}
.pill.w1{min-width:100%}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}
.chip{border:1px dashed #c6cbdb;background:#fafbfe;color:var(--ink-2);border-radius:999px;padding:6px 12px;font-size:13px;font-weight:600}
.chip:hover{background:#eef0f7}
.hint-box{background:#fff8dc;border:1px solid #ffe58a;border-radius:12px;padding:12px 14px;font-size:14px;color:#6b5300;margin-top:10px}
.nav{display:flex;gap:10px;margin:18px 0 40px}
.nav .btn-ghost{width:38%}
.mini{font-size:13px;color:var(--muted)}
.err{color:var(--red);font-size:14px;margin-top:6px;font-weight:600}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink-2);margin-top:14px;line-height:1.5}
.consent input{width:20px;height:20px;margin-top:3px;flex:none;accent-color:var(--navy)}
.consent a{text-decoration:underline}
.teaser{position:relative;overflow:hidden;border-radius:var(--radius)}
.teaser .blur{filter:blur(9px);pointer-events:none;user-select:none}
.teaser .lock{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;background:linear-gradient(180deg,rgba(255,255,255,.2),rgba(255,255,255,.85));text-align:center;padding:20px}
.teaser .lock b{font-size:20px;color:var(--navy)}
.teaser .lock span{font-size:14px;color:var(--ink-2)}
.lockicon{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--yellow);display:flex;align-items:center;justify-content:center;margin-bottom:8px;font-size:20px}

/* ============ 결과 ============ */
.result-hero{background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px 22px;margin-top:20px;position:relative;overflow:hidden}
.result-hero::after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:rgba(255,204,0,.12)}
.result-hero .who{font-size:15px;opacity:.8}
.result-hero .big{font-size:clamp(38px,10vw,56px);font-weight:900;letter-spacing:-0.04em;line-height:1.1;margin:8px 0 4px}
.result-hero .big small{font-size:20px;font-weight:700;opacity:.85;margin-left:4px}
.result-hero .big em{color:var(--yellow);font-style:normal}
.result-hero .desc{font-size:15px;opacity:.85}
.grade{position:absolute;right:20px;top:20px;width:58px;height:58px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:30px;font-weight:900;background:var(--yellow);color:var(--navy)}
.grade.C,.grade.D{background:var(--red);color:#fff}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
.kpi{background:var(--card);border-radius:14px;padding:14px 12px;box-shadow:var(--shadow)}
.kpi span{font-size:13px;color:var(--muted);display:block}
.kpi b{font-size:20px;letter-spacing:-0.02em;color:var(--navy);display:block;margin-top:2px}
.kpi b.neg{color:var(--red)}
.stack{display:flex;height:26px;border-radius:999px;overflow:hidden;background:#e7eaf3;margin:12px 0 10px}
.stack i{display:block;height:100%}
.legend{display:grid;grid-template-columns:1fr 1fr;gap:8px 14px;font-size:14px}
.legend div{display:flex;align-items:center;justify-content:space-between;gap:8px}
.legend .sw{width:12px;height:12px;border-radius:3px;flex:none;margin-right:8px}
.legend .l{display:flex;align-items:center;color:var(--ink-2)}
.legend b{color:var(--ink)}
.c1{background:#2f4b9b}.c2{background:#5f7fd4}.c3{background:#ffcc00}.c4{background:#7fd1ae}.c5{background:#c9cee0}
.gauge{display:flex;align-items:center;gap:18px}
.gauge svg{width:110px;height:110px;flex:none}
.gauge .txt b{font-size:22px;display:block;color:var(--navy)}
.gauge .txt span{font-size:14px;color:var(--ink-2)}
.insight{border-left:4px solid var(--yellow);background:#fffbe8;padding:14px 16px;border-radius:0 12px 12px 0;font-size:15px;color:#4a3d00;margin-top:12px;line-height:1.6}
.insight.red{border-color:var(--red);background:#fff1f1;color:#6b1a1a}
.insight.blue{border-color:var(--navy);background:#eef1fa;color:#1a2450}
.cta-card{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;border-radius:var(--radius);padding:26px 22px;margin:20px 0}
.cta-card h3{font-size:22px;font-weight:900;letter-spacing:-0.03em;line-height:1.3;margin-bottom:10px}
.cta-card h3 em{color:var(--yellow);font-style:normal}
.cta-card p{font-size:15px;opacity:.9;margin-bottom:16px}
.cta-card ul{list-style:none;margin:0 0 18px;display:grid;gap:8px}
.cta-card li{display:flex;gap:10px;font-size:15px;align-items:flex-start}
.cta-card li::before{content:"✓";color:var(--yellow);font-weight:900;flex:none}
.cta-card .btn-primary{box-shadow:none}
.cta-card .mini{color:rgba(255,255,255,.65);text-align:center;margin-top:10px}
.actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:14px 0 36px}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--navy);color:#fff;padding:12px 18px;border-radius:12px;font-size:15px;font-weight:700;box-shadow:var(--shadow);z-index:50;opacity:0;pointer-events:none;transition:opacity .25s}
.toast.show{opacity:1}
.loading{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:70px 0;text-align:center}
.spinner{width:52px;height:52px;border-radius:50%;border:5px solid #e3e6ef;border-top-color:var(--yellow);animation:spin .9s linear infinite;margin-bottom:18px}
@keyframes spin{to{transform:rotate(360deg)}}
.loading b{font-size:20px;color:var(--navy)}
.loading span{color:var(--ink-2);font-size:15px;margin-top:6px}

/* ============ 리포트(인쇄) ============ */
.report{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:34px 30px;margin:20px 0;color:#111}
.report .rhead{display:flex;justify-content:space-between;align-items:flex-start;border-bottom:3px solid var(--navy);padding-bottom:16px;margin-bottom:22px}
.report .rhead h1{font-size:24px;font-weight:900;letter-spacing:-0.03em;line-height:1.25}
.report .rhead .meta{text-align:right;font-size:13px;color:#555;line-height:1.6}
.report .rhead .meta b{display:block;color:var(--navy);font-size:15px}
.report h2{font-size:18px;font-weight:900;margin:26px 0 10px;padding-left:10px;border-left:5px solid var(--yellow);letter-spacing:-0.02em}
.report table{width:100%;border-collapse:collapse;font-size:14.5px}
.report th,.report td{border:1px solid #d8dbe6;padding:9px 11px;text-align:left}
.report th{background:#f1f3f9;font-weight:800;width:38%}
.report td.r{text-align:right;font-variant-numeric:tabular-nums}
.report td .note{font-size:12.5px;color:#666;margin-top:2px;line-height:1.5}
.report th{width:34%}
.report .sum{background:var(--navy);color:#fff;border-radius:12px;padding:16px 18px;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.report .sum span{font-size:13px;opacity:.8;display:block}
.report .sum b{font-size:19px;letter-spacing:-0.02em;word-break:keep-all}
.report .sum b.y{color:var(--yellow)}
.report p{font-size:14.5px;color:#333;line-height:1.7}
.report ol,.report ul{padding-left:20px;font-size:14.5px;color:#333;line-height:1.7}
.report .disc{font-size:12px;color:#666;line-height:1.6;border-top:1px solid #ddd;padding-top:12px;margin-top:26px}
.report .rcta{border:2px dashed var(--navy);border-radius:12px;padding:16px 18px;margin-top:18px;background:#fffdf0}
.report .rcta b{display:block;font-size:16px;color:var(--navy);margin-bottom:6px}
.report .rcta p{margin:0}
.toolbar{display:flex;gap:10px;margin:14px 0}
@media print{
  body{background:#fff;font-size:13px}
  .topbar,.toolbar,.actions,.cta-card,.toast,.noprint{display:none!important}
  .view{display:none}
  #view-report{display:block!important}
  .report{box-shadow:none;border-radius:0;padding:0;margin:0}
  .wrap{max-width:none;padding:0}
  @page{size:A4;margin:16mm 14mm}
  .report h2{break-after:avoid}
  .report .sum,.report .rcta,.report tr{break-inside:avoid}
}
@media (max-width:420px){
  .kpis{grid-template-columns:1fr 1fr}
  .trust b{font-size:19px}
  .report{padding:24px 18px}
  .report .rhead{flex-direction:column;gap:10px}
  .report .rhead .meta{text-align:left}
}